Is retirement on the horizon or have you already retired?

I am delighted to introduce the new Retirement Planning Service available to all members including civilian support staff, whether serving or retired.

A series of Retirement Planning Seminars have been confirmed for the coming months. They are completely free although confirmation of attendance in advance is requested. Attending a seminar is typically the first and most important step to take to assess your financial needs and make appropriate financial decisions. Some of the subjects covered include:-

• Income options in retirement
How will you maintain your standard of living in retirement?
• Current market conditions and investment security
Investment options including capital secure solutions
• Taxation
Income tax concerns and Inheritance Tax / Capital Gains Tax mitigation
• Pension Provision
What sort of pension should you expect when you retire?
• Mortgage options
What factors should you consider in relation to your mortgage and associated policies?
• Protection Needs
How much life cover will you need to protect your family in retirement?

With the economic crisis and recent budget announcement it is more important than ever to start planning for retirement. I would strongly recommend taking the time to attend a seminar as soon as possible.

Seminar Dates are as follows
• 1st February 2012
• 29th February 2012
• 27th March 2012
at the Hough End Centre, Manchester, M21 7SX

The seminars commence at 10.30am and finish with a buffet lunch at 1pm.

To reserve your place at a seminar or to arrange an individual one-to-one consultation, please do not hesitate to make contact on 08000 322 966 or email seminars@policeclubsfinancial.com

The staff of Police Clubs Financial have a proven track record providing financial planning for retiring members of the RUC (GC) & PSNI throughout the past 10 years of the Patten Severance Scheme. They remain the ONLY Independent Financial Adviser endorsed by the RUC Athletic Association to provide the full range of financial planning services*. Further information is available at www.policeclubsfinancial.com
 

Inheritance Tax Planning is not regulated by the Financial Services Authority. Your home may be repossessed if you do not keep up repayments on your mortgage. Police Clubs Financial is a trading style of McAuley Financial @ Newforge who are an appointed representative of TenetConnect Ltd., which is authorised and regulated by the Financial Services Authority. David McAuley - Principal